Florida offers several programs to assist first-time homebuyers. Key programs include the Florida Housing Finance Corporation (Florida Housing) offerings, such as the Florida First-Time Homebuyer Program with down payment and closing cost assistance up to $10,000 via second mortgage options like the Florida Assist, HFA Preferred and HFA Advantage PLUS. Income and purchase price limits apply, varying by county. The maximum home purchase price ranges from approximately $420,000 to $600,000, with income limits typically falling between $80,000 to $140,000 depending on the county and program. Borrowers typically need a minimum credit score of 620-640. A first-time homebuyer is defined as someone who hasn’t owned a home in the past three years. Homebuyer education courses are often required. Property eligibility often includes single-family homes, townhouses, and condominiums.