Florida offers several programs to assist first-time homebuyers. Key programs include Florida Housing Finance Corporation (Florida Housing) offerings, providing options like the Florida First-Time Homebuyer Program with below-market interest rates. Down payment and closing cost assistance is available, potentially covering up to $10,000 or more depending on the program. Income and purchase price limits apply; these vary by county and program. Eligibility typically requires completing a HUD-approved homebuyer education course. Credit score minimums exist, often around 620-640, depending on the lender and program. Properties must be the buyer’s primary residence. Military veterans may have access to additional benefits and programs.